The purpose of floodplain management is to reduce flood damage. Floodplain management is the operation of community programs for preventative and corrective measures. These measures take a variety of forms and generally include zoning, subdivision or building requirements, and special-purpose floodplain ordinances. Communities agree to adopt and enforce floodplain management ordinances to make flood insurance available to home and business owners. To date, 55 counties and 214 communities in West Virginia have voluntarily adopted and are enforcing local floodplain management ordinances that provide flood loss reduction building standards for new and existing development.
Are YOU in a floodplain? Click HERE to find out!
For a contact list of local floodplain managers, CLICK HERE.
Community Rating System (CRS)
The National Flood Insurance Program’s (NFIP) Community Rating System (CRS) was implemented in 1990 as a program for recognizing and encouraging community floodplain management activities that exceed the minimum NFIP standards. The National Flood Insurance Reform Act of 1994 codified the Community Rating System in the NFIP. Under the CRS, flood insurance premium rates are adjusted to reflect the reduced flood risk resulting from community activities that meet the three goals of the CRS: (1) reduce flood losses; (2) facilitate accurate insurance rating; and (3) promote the awareness of flood insurance. Several communities in West Virginia are actively pursuing entry into the CRS program. The city of Philippi in Barbour County is the first community to join, consequently residents and businesses in Philippi enjoy a 10% discount on their flood insurance premiums. Click here to learn more about about the community rating system.